Use cases • Credit cards

Stock rewards
that build loyalty.

Boost cardholder engagement with real stock rewards. Reward spends, milestones, referrals, and more with fractional shares—automatically.

Go live in days
Compliance handled
Enterprise ready
VISA
•••• 4242
Milestone reached!
You earned
$25.00
of Apple (AAPL)
0.137 shares
Estimated value
$25.00
View in portfolio
Your portfolio
+$12.47 (4.21%)
Today
Trusted by innovative financial companies
BREX
ramp⌁
credit karma
deserve
petal

Why credit card issuers choose Stockly

Increase engagement

Stock rewards drive higher spend, activation, and long-term retention.

Reward anything

Trigger rewards on spend, milestones, referrals, or custom events.

Zero compliance lift

We handle KYC, custody, brokerage, and regulatory requirements.

Cash out anywhere

Users can hold, sell, or cash out to their bank or crypto wallet.

Built for developers

Powerful API.
Simple integration.

Integrate once and start rewarding. Our API is fast, reliable, and easy to use.

  • REST API with JSON
  • Real-time webhooks
  • Idempotent requests
  • Sandbox & test mode
View API docs →
POST /v1/rewards Copy
{
  "user_id": "user_123",
  "type": "equity",
  "asset": "AAPL",
  "amount": 25.00,
  "reference_id": "txn_789",
  "metadata": {
    "reason": "milestone",
    "card_last4": "4242"
  }
}
Success
{
  "status": "success",
  "reward_id": "rw_8f72...",
  "user_id": "user_123",
  "asset": "AAPL",
  "shares": 0.137,
  "estimated_value_usd": 25.00
}
How it works

Launch stock rewards in 4 simple steps

1. Create an account

Sign up and get your API keys in minutes.

2. Integrate the API

Use our API to define reward rules and triggers.

3. Reward your users

We handle purchases, custody, and notifications.

4. Delight cardholders

Users can track, hold, or cash out their rewards.

Loved by cardholders.
Trusted by issuers.

Real impact from real programs.

Stock rewards have been a game changer for our cardholder retention and engagement.
Matt Komorowski
CEO, Petal
2.3x
higher engagement with stock rewards

+27%
increase in cardholder retention

Ready to reward
real ownership?

Join leading financial products using Stockly to deliver rewards that truly resonate.

Get started in days, not months
Our team helps you launch.
Enterprise-grade security
SOC 2 Type II · GDPR compliant
Scalable & reliable
99.99% uptime SLA
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